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Traditional IRA
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  • Earnings grow tax-deferred
  • Contributions may be tax-deferred5
  • Rollover your 401(k) or other qualified retirement plan
  • Deposit funds into an IRA Certificate or Variable Rate IRA
  • Additional Details
  • Open this Account
  • Contribution limits for 2009
    • Individual: Up to $5,000
    • Married filing jointly: Up to $10,000 ($5,000 each)
    • Catch-up contribution of $1,000 applies to members 50 and over
    • Actual contribution limits depend on income and participation in an employer retirement plan
  • Distributions
    • After age 59½ you can withdraw your Traditional IRA funds
    • Distributions may be subject to income tax
    • You must take distributions by April of the year following the year in with you reach 70½
    • Early withdrawal may be subject to a 10% penalty. Exceptions include disability, death and payment to beneficiaries, first-time home buyer expenses up to $10,000 and qualified high-education expenses.

To open a Traditional IRA:
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*APY = annual percentage yield. Yields are subject to change at anytime.
+APR = annual percentage rate. Rates are subject to change at anytime.
†Rate quoted above is for a 30-year fixed conforming loan up to $417,000, on 7/09/2010. Mortgage Rates change daily and are subject to change at anytime, without notice. Actual interest rates and APRs may vary based on credit history, final loan amount and finance charges.

Yields and rates current as of 9/6/10. Members will earn the qualifying yield/rate at the time of account opening.
Refresh page to ensure you are viewing the current yields and rates.


ncua
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. government agency.
equal housing
We do business in accordance with the Federal Fair Housing Law and The Equal Credit Opportunity Act.

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