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Home Equity Loans
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  • Best for large purchases and one-time expenses, such as debt consolidation or buying a car
  • Apply for up to $350,000
  • Terms up to 240 months
  • Interest may be tax deductible5
  • Additional Details
  • Rates†
  • Apply for this loan
  • Rebate for members with Farmers homeowners policy
  • Available on rental properties
  • Home equity loans and lines of credit available in all states except Alabama, Alaska, Florida, Hawaii, Louisiana and Texas
  • Borrow up to 80% of your home's equity in CA, 70% in AZ, MI, and NV or up to 75% in other states where available

Owner Occupied
Percentage Financed Fixed APR+ as low as
75% or less

Non-Owner Occupied
Percentage Financed Fixed APR+ as low as
70% or less

†Rates shown are our preferred rates based on credit worthiness and .25% Direct Deposit discount, if applicable. Rates and terms are subject to credit approval. Other rates and terms are available.

To apply for a Home Equity Loan, complete and sign these documents:

Also, provide the following:

  • Verification of Income:
    • Employees - a copy of most recent pay stub
    • Self-employed - copies of past two years of income tax returns
    • Retirees - a copy of award letter for Social Security, Disability or Pension/Retirement
  • Copy of most recent first and second (if applicable) mortgage loan statements or the Note
  • Copy of your most recent property tax bill (only if not included with mortgage payment)

Please fax or mail your complete application package to FIGFCU.

Fax
323.930.3424

Mail
Farmers Insurance Group Federal Credit Union
Attn: Home Equity Loan Department
4680 Wilshire Boulevard, 1st Floor
Los Angeles, CA 90010

If you have any questions, please call 800.877.2345 and speak to Kathy Balian at ext. 6056 or Cynthia Alvarez at ext. 6051.
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*APY = annual percentage yield. Yields are subject to change at anytime.
+APR = annual percentage rate. Rates are subject to change at anytime.
†Rate quoted above is for a 30-year fixed conforming loan up to $417,000, on 7/09/2010. Mortgage Rates change daily and are subject to change at anytime, without notice. Actual interest rates and APRs may vary based on credit history, final loan amount and finance charges.

Yields and rates current as of 9/6/10. Members will earn the qualifying yield/rate at the time of account opening.
Refresh page to ensure you are viewing the current yields and rates.


ncua
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. government agency.
equal housing
We do business in accordance with the Federal Fair Housing Law and The Equal Credit Opportunity Act.

© 2010. Farmers Insurance Group Federal Credit Union. All Rights Reserved.