FIGFCU Loan Rates
Published rates available on approved credit. Actual rates vary depending on credit history. Rates subject to change at any time.

For loan inquires, please call 800.877.2345

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and are subject to change without notice. Rates listed are FIGFCU’s preferred rates based on applicant’s creditworthiness and Direct Deposit discount of .25%, if applicable. Other rates and terms are available.

Auto Loans (new)
% Financed
Term
Fixed Rate
 (as low as)
Variable Rate
 (as low as)

80%
36 mo. 4.12% APR* 4.12% APR*
48 mo. 4.24% APR* 4.24% APR*
60 mo. 4.37% APR* 4.37% APR*
72 mo. 4.56% APR* 4.56% APR*
84 mo. N/A 4.74% APR*

90%
36 mo. 4.37% APR* 4.37% APR*
48 mo.  4.49% APR*  4.49% APR*
60 mo. 4.62% APR* 4.62% APR*
72 mo. 4.81% APR* 4.81% APR*
84 mo. N/A 4.99% APR*

100%
36 mo. 4.62% APR* 4.62% APR*
48 mo. 4.74% APR* 4.74% APR*
60 mo. 4.87% APR* 4.87% APR*
72 mo. 5.06% APR* 5.06% APR*
84 mo. N/A 5.24% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.

Auto Loans (used)
% Financed
Term
Fixed Rate
 (as low as)
Variable Rate
 (as low as)

80%
36 mo. 4.37% APR* 4.37% APR*
48 mo. 4.49% APR* 4.49% APR*
60 mo. 4.62% APR* 4.62% APR*
72 mo. 4.81% APR* 4.81% APR*
84 mo. N/A 4.99% APR*

90%
36 mo. 4.62% APR* 4.62% APR*
48 mo. 4.74% APR* 4.74% APR*
60 mo. 4.87% APR* 4.87% APR*
72 mo. 5.06% APR* 5.06% APR*
84 mo. N/A 5.24% APR*

100%
36 mo. 4.87% APR* 4.87% APR*
48 mo. 4.99% APR* 4.99% APR*
60 mo. 5.12% APR* 5.12% APR*
72 mo. 5.31% APR* 5.31% APR*
84 mo. N/A 5.47% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.

Recreational Vehicle Loans (new)
 Including Boats, RVs, Motorcycles,and Jet Skis
% Financed
Term
Fixed Rate
 (as low as)
Variable Rate
 (as low as)

80%
36 mo. 5.62% APR* 5.62% APR*
60 mo. 5.87% APR* 5.87% APR*
84 mo. N/A 6.24% APR*

90%
36 mo. 5.87% APR* 5.87% APR*
60 mo. 6.12% APR* 6.12% APR*
84 mo. N/A 6.49% APR*

100%
36 mo. 6.12% APR* 6.12% APR*
60 mo. 6.37% APR* 6.37% APR*
84 mo. N/A 6.74% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.
+Longer terms (up to 144 months) are available for qualified members on loans exceeding $25,000. Call the Credit Union for details.
 
Recreational Vehicle Loans (used)
 Including Boats, RVs, Motorcycles,and Jet Skis
% Financed
Term
Fixed Rate
 (as low as)
Variable Rate
 (as low as)

80%
36 mo. 5.87% APR* 5.87% APR*
60 mo. 6.12% APR* 6.12% APR*
84 mo. N/A 6.49% APR*

90%
36 mo. 6.12% APR* 6.12% APR*
60 mo. 6.37% APR* 6.37% APR*
84 mo. N/A 6.74% APR*

100%
36 mo. 6.37% APR* 6.37% APR*
60 mo. 6.62% APR* 6.62% APR*
84 mo. N/A 6.99% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.

+Longer terms (up to 144 months) are available for qualified members on loans exceeding $25,000. Call the Credit Union for details.
 
Credit Cards
APR* for Purchases
APR* for Balance Transfers and Cash Advances
Annual Fee
Visa Platinum
8.99%
8.99%
None
MasterCard Classic
11.99%
11.99%
None

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.


First Trust Deeds - Home Loans

 First Mortgage –
 Please call 800.877.2345 ext. 677 for rates.
 Or click here to apply online today.

Second Trust Deeds
 Farmers Insurance Group Federal Credit Union offers Fixed Rate Home Equity Loans and low rate Home Equity Lines of Credit.

†Second Trust Deeds are available in AZ, AR, CA, CO, ID, IL, IN, KS, MI, MN, MO, NV, NM, OH, OK, OR, TN, UT, WA, and WI 

Home Equity Loans†
Owner Occupied
$5,000 - $350,000 / Terms up to 240 months
% Financed
Fixed Rate
(as low as)
80% or less
6.99% APR*
81-85%
7.99% APR*

Home Equity Loans†
NON-Owner Occupied
% Financed
Fixed Rate
(as low as)
75% or less
7.74% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.

Home Equity Lines of Credit (HELOC)†
Owner Occupied
Up to $350,000
% Financed
Variable Rate
(as low as)
80% or less
6.43% APR*
81-85%
7.43% APR*

Home Equity Lines of Credit (HELOC)†
NON-Owner Occupied
% Financed
Variable Rate
(as low as)
75% or less
7.18% APR*

*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.


Signature Loans
Term
Fixed Rate
(as low as)
Variable Rate
(as low as)
Line of Credit
N/A
10.00% APR*
36 mo.
9.99% APR*
9.47% APR*
48 mo.
10.59% APR*‡
10.07% APR*
60 mo.
10.98% APR*‡
10.46% APR*

 ‡Available for debt consolidation only .
*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.


Share/Certificate Secured

 Add 2% to current rate on share or certificate account used to  secure the loan. Funds in securing share account will be frozen  until the loan is paid in full. Loans secured with certificates are  automatically paid out at end of certificate term.


Agency Loans
Term
Fixed Rate
(as low as)
Variable Rate
(as low as)
Agency Secured LOC**
N/A
N/A
4.50% APR*
Agency Secured
Up to 84 mo.
6.75% APR*
5.25% APR*
Agency Builder
Up to 60 mo.
N/A
7.99% APR*
Career Agent
Up to 60 mo.
N/A
8.49% APR*


*APR = Annual Percentage Rate. Rates listed are current as of 5/1/08 and subject to change without notice.
 ** Rate shown reflects accounts with Direct Deposit. Other restrictions may apply.