Individual Retirement Accounts (IRAs) Saving for your retirement? Farmers Insurance Group FCU offers a wide variety of IRA options to help you! The Credit Union offers certificates, variable savings accounts and the following types of IRAs: Roth IRA ESA (Educational Savings Account – formerly known as Educational IRAs) Traditional IRAs SEP IRAs for the self-employed Each type of IRA has different requirements, contribution limits and tax benefits. Check with a tax advisor to see which account best suits your needs. Additional links to the IRS are listed below for your convenience: (Please note, these links were provided for your convenience and may change at any time. FIGFCU is not responsible for the accuracy of this information. For the most current information, visit www.irs.gov) IRS Contribution amounts for IRAs http://www.irs.gov/publications/p590/index.html Roth IRAs http://www.irs.gov/newsroom/article/0,,id=106947,00.html Traditional to Roth IRA conversions http://www.irs.gov/individuals/page/0,,id%3D14466,00.html IRS Publication 590 for IRAs http://www.irs.gov/pub/irs-pdf/p590.pdf ESAs (Educational Savings Accounts) http://www.irs.gov/publications/p970/index.html Traditional IRAs http://www.irs.gov/publications/p590/index.html SEP IRAs http://www.irs.gov/retirement/article/0,,id=111394,00.html