Individual Retirement Accounts Prepare for retirement with an IRA from your Credit Union. FIGFCU offers IRA certificates, variable savings accounts, and the following types of IRAs: Roth IRA Educational Savings Account (ESA) Traditional IRAs Simplified Employee Pension (SEP) IRAs Each type of IRA has different requirements, contribution limits and tax benefits. Give us a call at 800-877-2345 to find out which one is best for you. Consult your tax advisor to find out about IRA tax benefits. To learn more about IRAs, here are links to information from the IRS: (Please note these links are provided for your convenience and may change at any time. FIGFCU is not responsible for the accuracy of this information. For the most current information, visit www.irs.gov) IRS Contribution amounts for IRAs Roth IRAs Traditional to Roth IRA conversions IRS Publication 590 for IRAs ESAs (Educational Savings Accounts) Traditional IRAs SEP IRAs