Great rates with
exclusive benefits!

Visa® and MasterCard®

With a credit card from FIGFCU, you don’t have to choose between a low rate and a rewards program. You can have both! And a lot more.

Whatever your needs, we have a credit card that’s perfect for you. Compare our options:

 
Visa® Platinum Preferred
Classic MasterCard®
APR* on purchases, balance transfers, and cash advances
8.99%
11.99%
Annual Fee
None
None
ScoreCard Bonus Program
Yes
Yes
Grace Period on Purchases
25 days
25 days
Minimum Finance Charge
$.50
$.50
                                  Additional Benefits
Online Purchase Protection
Yes
Yes
Travel Accident Insurance
Yes
Yes
Extended Warranty
Yes
No
Auto Rental Insurance
Yes
No
Travel Assistance
Yes
No
Concierge Service
Yes
No
Personal ID Theft Coverage
Yes
No
*APR = Annual Percentage Rate

ScoreCard Bonus Program
Earn one bonus point for every dollar you spend. Then, redeem your bonus points for great travel rewards or value merchandise. Click here to use your ScoreCard points. Or call the ScoreCard service center at 800-854-0790.

Online Purchase Protection
Verified by Visa and SecureCode offer you protection against fraud when you use you credit card for online purchases.
Click here to register your Visa
Click here to register your MasterCard

Travel Accident Insurance
Most credit cards only carry $150,000 coverage. With your Credit Union Visa or MasterCard, you get up to $1,000,000 in travel accident coverage at no additional cost. Simply use your credit card to purchase your travel fares.

Extended Warranty
Double the manufacturer’s U.S. repair warranty coverage up to a year with this service. To activate this service, use your Visa to purchase the item.

Auto Rental Insurance
Use your Visa to pay for your car rental and decline the car rental coverage. Your credit card auto rental insurance acts as a secondary coverage and replaces the policies sold by rental car companies.

Travel Assistance
Whether you’re traveling abroad or in the United States, travel assistance services can help with emergencies, including lost luggage or legal counsel.

Concierge Service
Use this exclusive service just like you would a hotel concierge. Get special event information and seating, obtain restaurant recommendations and reservations, send flowers, and more! If you’re making a purchase or a credit card reservation is required, the concierge service will use your Visa card number. Call 877-860-1099 to speak to your personal concierge.

Personal ID Theft Coverage
This service provides assistance and reimbursement up to $5,000 for certain losses resulting from ID theft, including the cost of obtaining new credit reports, notarizing affidavits, long distance calls, some legal fees, and more. For more information, call 866-679-5660.

APPLY TODAY!
It’s easy to apply right away. Just give us a call at 800.877.2345.



Please use the following forms for all Credit Card/Debit Card dispute items. If you have any further questions, please contact our Call Center @ 1-800-877-2345