Visa®
and MasterCard®
With
a credit card from FIGFCU, you don’t have to choose
between a low rate and a rewards program. You can have both!
And a lot more.
Whatever
your needs, we have a credit card that’s perfect for
you. Compare our options:
| |
Visa®
Platinum Preferred |
Classic
MasterCard® |
| APR*
on purchases, balance transfers, and cash advances |
8.99% |
11.99% |
| Annual
Fee |
None |
None |
| ScoreCard
Bonus Program |
Yes |
Yes |
| Grace
Period on Purchases |
25
days |
25
days |
| Minimum
Finance Charge |
$.50 |
$.50 |
| Online
Purchase Protection |
Yes |
Yes |
| Travel
Accident Insurance |
Yes |
Yes |
| Extended
Warranty |
Yes |
No |
Auto
Rental Insurance
|
Yes |
No |
| Travel
Assistance |
Yes |
No |
| Concierge
Service |
Yes |
No |
| Personal
ID Theft Coverage |
Yes |
No |
*APR
= Annual Percentage Rate ScoreCard
Bonus Program
Earn one bonus point for every dollar you spend. Then, redeem
your bonus points for great travel rewards or value merchandise.
Click
here to use your ScoreCard points. Or call the ScoreCard
service center at 800-854-0790.
Online
Purchase Protection
Verified by Visa and SecureCode offer you protection against
fraud when you use you credit card for online purchases.
Click
here to register your Visa
Click
here to register your MasterCard
Travel
Accident Insurance
Most credit cards only carry $150,000 coverage. With your
Credit Union Visa or MasterCard, you get up to $1,000,000
in travel accident coverage at no additional cost. Simply
use your credit card to purchase your travel fares.
Extended
Warranty
Double the manufacturer’s U.S. repair warranty coverage
up to a year with this service. To activate this service,
use your Visa to purchase the item.
Auto
Rental Insurance
Use your Visa to pay for your car rental
and decline the car rental coverage. Your credit card auto
rental insurance acts as a secondary coverage and replaces
the policies sold by rental car companies.
Travel
Assistance
Whether you’re traveling abroad or in the United States,
travel assistance services can help with emergencies, including
lost luggage or legal counsel.
Concierge
Service
Use this exclusive service just like you would a hotel concierge.
Get special event information and seating, obtain restaurant
recommendations and reservations, send flowers, and more!
If you’re making a purchase or a credit card reservation
is required, the concierge service will use your Visa card
number. Call 877-860-1099 to speak to your personal concierge.
Personal
ID Theft Coverage
This service provides assistance and reimbursement up to $5,000
for certain losses resulting from ID theft, including the
cost of obtaining new credit reports, notarizing affidavits,
long distance calls, some legal fees, and more. For more information,
call 866-679-5660.
APPLY
TODAY!
It’s easy to apply right away. Just give us
a call at 800.877.2345.
Please
use the following forms for all Credit Card/Debit Card dispute
items. If you have any further questions, please contact our
Call Center @ 1-800-877-2345
|