You should allow 10-15 days for your first payment to make sure it has enough time to reach your merchant. If you due date is within a few days, consider setting up your payee record (see "Finish Payee Setup" in step 3 below) but making your first payment next month instead.

All payment schedules are figured in business days, not calendar days.

Step 1: Search

Search for your payee in our database of verified merchants. This will save you time, and your payment will process quickly!

• Enter your payee's name in the box provided and click SEARCH.
  
• Choose the record (if any) that matches your payee.
  
• Click the "Add a Payee" button at the bottom of the table.
  

Step 2: Input

All fields with a title in blue are required. Enter information as it appears on your statement or remittance. Don't forget the Payee Short Name - 10 letters/numbers. The Short Name is used to identify your payee in your transaction history so it is very important!

Step 3: Method

A Manual Payment is used for bills that have changing amounts and/or due dates each time you need to pay. Great for credit cards. You'll probably use Manual for most payees.

Automatic Payment describes a regular payment that is the same amount each time. You just need to set it up once and it will be sent automatically each successive time. Great for mortgage and car payments.

If you want to add a payee record without making a payment, choose Finish Payee Setup. It will be waiting for you when you get ready to send a payment. In the meantime, we'll match it to our payee database and verify whether it is an electronic or check payee! Note: you'll skip Step 4 if you use this option.

Step 4: Payment Info Screen

(Skip this step if you decided to setup the record without making a payment.)

Automatic payments will ask for frequency of payment, Payment Start Date (the date your bill is due at the merchant), and an end date. You'll probably choose ongoing payment most of the time.

A manual payment will just ask for the Pay on Date in place of the Payment Start Date. Leave this date in place to send your payment the next business day, or schedule a future date (funds will be taken from your account 2-5 days prior to that date).

Set your amount and choose your account to pay from if necessary. Click Next to proceed.

Step 5: Confirm Payment Screen

EBP will compile the information you have entered for your verification. Please note the following:

• Funds Must Be Available On is when funds will be debited from your account to pay the bill you have set.



• Payment Request Date is the date you specified as the due date.

Note: Both of these fields will have the same date if you have scheduled an immediate pay. These fields will be missing if you chose "Finish Payee setup without Payee info" from the first screen.

Step 6: Finish!

Click =Finish= to add your payee record. At that time you will get a screen that says "Payee Process Completed." You're done!